Complex problems | Money & AI at Sail
Born in Caracas. Made in Madrid.
I like to build and sell solutions to complex problems. Technology and business are two natural places to do that, though I'm also interested in second-order derivatives in non-scientific areas like philosophy, history, economics, and politics.
My main areas of interest over the past few years have been AI agents and onchain finance. First, because I think we're witnessing the birth of the agentic economy, and second, because I think that economy will run on crypto rails.
I cofounded and ran Sail (previously Fungi) as CEO, a venture-backed startup that built and operated money agents at scale. At Sail, I personally built and open-sourced:
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Sailor — open source harness for non-custodial money agents.
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Sail Protocol — open source onchain primitive for separately managed accounts (SMAs). Whitepaper.
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Stablecoin Yield Agent — deposit USD and EUR stablecoins to get an AI agent that autonomously reallocates them across DeFi protocols to maximize yield, powered by a proprietary optimization engine.
- +$1M AUM, $700M volume, 300 users.
- First live-production AI agent in the world to conduct autonomous swaps & bridges non-custodially.
- Two consecutive quarters outperforming the DeFi market — Q4 2025 and Q1 2026.
- Sonar, our security agent, caught four DeFi exploits.
- 60+ yield sources for USDC and USDT, live on Base and Arbitrum, on protocols like Aave, Morpho, Fluid, Euler, and more.
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Fungi — natural language interface for DeFi. Swap, lend, borrow, and trade using natural language.
Before Sail, I cofounded Boveda, a decentralized storage provider on Filecoin, where we stored over 1 PiB of real data across facilities in Madrid and California. Before that, I worked in banking and asset management, at companies like Allfunds and Santander Bank.
- Sailor: the money agent · 2026
- Sail Protocol · 2026
- When was the last time you tried something new in DeFi? · 2026
- The internet is personal. Internet money is not · 2025
- Crypto is the best money for AI · 2024
- Smart Wallets · 2024
- A crypto wallet is not a wallet · 2024
- Decentralized Finance · 2024
- Money agents with Cambrian · 2026
- Crypto & AI with Decasonic · 2026
- Personal AI agents for digital money with the Hanseatic Blockchain Institute · 2026
- On-Chain AI: Automating DeFi and Governance panel at Token2049 Singapore · 2025
- Explaining our Stablecoin Yield Agent with Seed Club at the 11am show · 2025
- Intersection of Crypto & AI with Seed Club at the 11am show · 14:30-30:30 · 2025



